In choosing what auto insurance to purchase, you may be tempted to reduce your expenses by looking for an auto insurance with the lower amount of coverage or by raising your deductibles. While these two factors obviously affect car insurance costs, there are other considerations, some of which are not under your control, that can impact the price of auto insurance premiums.
Some evidence suggest that women are safer drivers than men, hence, pay less car insurance. However, insurance costs levels off as women drivers get older. Studies reveal that between ages 30 and 50, men pay slightly less auto insurance than women do. Married car owners also are charged with less insurance premiums, they tend to be more careful now that they are driving for their families.
To get this coverage, purchase a Collision Damage Waiver from the rental car company, or rent the vehicle through our Alliance Services Company rental providers. (Our Alliance Services Company rental providers waive the above fees provided you reserve the vehicle at a participating Avis, Hertz, Budget or Enterprise location and use the appropriate discount code in the rental agreement.)
Car insurance will prove a benefit if you ever experience a wreck, vehicle theft or other unpreventable problem on the road. The policy can help pay for such concerns as your own vehicle damage, injuries and related costs. Coverage can also pay for the damage you cause others if you are deemed at-fault in a wreck. With your policy, you can reduce your chances of significant financial losses after an unfortunate accident.
You can never be too safe on the road, especially if you’re driving a motorcycle. Apart from being exposed to the elements, there’s less protection when you’re involved in a crash. The latest data from the National Highway Traffic Safety Administration (NHSTA) shows that over 5,286 Americans lost their lives in a motorcycle crash in 2016. This is a 5.1% increase from 2015’s fatalities of about 5,029. The NHSTA also added that motorcycle deaths were about 28 times more frequent than deaths from other vehicles, based on 2016 data.