When you’re constantly shifting the conditions of your motorcycle insurance policy, there’s a risk that your bike won’t have proper coverage at the appropriate times. Set reminders for yourself on the type of coverage your motorcycle has at any given moment. Make sure coverage is added back on before you take it out for a spin. Otherwise, you’re leaving yourself vulnerable to large deductibles and other risks when you’re operating an uninsured vehicle.
As an independent agency, we combine products provided by most respected insurance providers into custom packages that meet your personal or business needs. When you request a quote, we work hard to find discounts that apply to you. Such as multi-car discount if you insure multiple cars with us for example. Our goal is to always to give you the coverage you need at the lowest price possible in Dallas, Austin, Houston, El Paso, Amarillo, Tyler, Longview, San Antonio, Waco, Abilene, Corpus Christi, Midland and Odessa or anywhere else in Texas!
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If you’re planning to buy a car, one of the costs the you need to consider is auto insurance. An auto insurance ensures that you are protected from financial loss in case you are involved in a vehicular accident. It provides coverage for property damage or theft, liability insurance for bodily injury, and coverage for medical treatment and rehabilitation.
Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.
Third-party liability coverage pays damages you cause to others in a covered loss — up to the policy’s limits.  When selecting those limits, it’s important to know the value of assets you want to protect.  Add up the value of everything you own: your primary and vacation homes, savings and investments, cars and recreational vehicles, and any collectibles. Ideally, choose liability limits that are high enough to protect the total value of these assets. 
Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.
If you have adequate health and life insurance, you may not need a huge car insurance coverage. Generally, your car insurance coverage is the first to be used up if you are involved in a vehicular accident. Then, you may use your health and life insurance policies to pay for medical bills, if applicable. One extension of car insurance policies is Personal Injury Protection (PIP) coverage, which covers your medical expenses, regardless of who is at fault. If you avail of this with your car insurance policy, and you also have life and health insurance policies, you need only take out the minimum PIP coverage.
You’re at greater risk when you take your motorcycle out in the winter than in the summer. This is because roads are icy and filled with salt and gravel. Animals like moose, deer, and elk are more active during winter. This means you’re more likely to hit these animals or have to swerve to avoid them. When you’re riding under these conditions, you increase the likelihood that an accident occurs.

You’re at greater risk when you take your motorcycle out in the winter than in the summer. This is because roads are icy and filled with salt and gravel. Animals like moose, deer, and elk are more active during winter. This means you’re more likely to hit these animals or have to swerve to avoid them. When you’re riding under these conditions, you increase the likelihood that an accident occurs.

Apart from the right equipment, a good motorcycle insurance policy is essential in keeping your travels safe. Here at Oxford Auto Insurance, we offer low-cost motorcycle insurance that may have comprehensive coverage, increased liability limits, and even roadside assistance plans. We have decades of experience in providing affordable auto insurance in Chicago, and we’re always striving to give the best service for our customers.


For serious accidents, you want enough insurance to cover a judgment against you in a lawsuit without jeopardizing your personal assets. Therefore, it's a good idea to have the same level of bodily injury coverage for all your cars. You may also want to consider an umbrella policy which provides additional coverage for more serious accidents and lawsuits.
The urge to protect our homes, the place where we lay our heads and raise our children, is universal. All Americas helps keep the castle safe and sound with comprehensive coverage that guards against theft, fire and storm damage. We also insure other properties, including apartments, condos, mobile homes and property owned by your business. Contact us for a quote.
Each of following insurers who transact business in California are domiciled in California and have their principal place of business in Los Angeles, CA: Farmers Insurance Exchange (#R 201), Fire Insurance Exchange (#1267-4), Truck Insurance Exchange (#1199-9), Mid-Century Insurance Company (#1428-2), Civic Property and Casualty Company (#4241-6), Exact Property and Casualty Company (#4240-8), Neighborhood Spirit Property and Casualty Company (#4242-4).
If you have adequate health and life insurance, you may not need a huge car insurance coverage. Generally, your car insurance coverage is the first to be used up if you are involved in a vehicular accident. Then, you may use your health and life insurance policies to pay for medical bills, if applicable. One extension of car insurance policies is Personal Injury Protection (PIP) coverage, which covers your medical expenses, regardless of who is at fault. If you avail of this with your car insurance policy, and you also have life and health insurance policies, you need only take out the minimum PIP coverage.
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