When you’re constantly shifting the conditions of your motorcycle insurance policy, there’s a risk that your bike won’t have proper coverage at the appropriate times. Set reminders for yourself on the type of coverage your motorcycle has at any given moment. Make sure coverage is added back on before you take it out for a spin. Otherwise, you’re leaving yourself vulnerable to large deductibles and other risks when you’re operating an uninsured vehicle.
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Your motorcycle is at risk for damage even when it’s parked in storage for a few months a year. You may require liability coverage and insurance policies that cover you from damages or lawsuits should an accident occur or something happens to your bike. This is why it’s not necessarily the best idea for you to cancel your insurance policy in the winter and when your bike’s in the shed.