However, if you have to provide full insurance for your bike throughout the year, you can ask to have your deductibles increased and your limits of liability lowered on a temporary basis. Your insurance premium is lowered with this setup, so you’ll be offered more affordable motorcycle insurance. In addition, risk of damage and loss to your bike while it’s in storage is minimal. There’s a good chance you won’t have to pay the high deductible.
To get this coverage, purchase a Collision Damage Waiver from the rental car company, or rent the vehicle through our Alliance Services Company rental providers. (Our Alliance Services Company rental providers waive the above fees provided you reserve the vehicle at a participating Avis, Hertz, Budget or Enterprise location and use the appropriate discount code in the rental agreement.)
Apart from the right equipment, a good motorcycle insurance policy is essential in keeping your travels safe. Here at Oxford Auto Insurance, we offer low-cost motorcycle insurance that may have comprehensive coverage, increased liability limits, and even roadside assistance plans. We have decades of experience in providing affordable auto insurance in Chicago, and we’re always striving to give the best service for our customers.

Automobile insurance provided by United Services Automobile Association, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, based San Antonio, TX; USAA Limited (UK) and USAA S.A. (Europe), and is available only to persons eligible for P&C group membership. Each company has sole financial responsibility for its own products.
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Recent traffic accident data from the U.S. Department of Transportation’s (DOT) National Highway Traffic Safety Administration (NHTSA) noted a small decrease in American roadside deaths in 2017 (37,133) compared with 2016 (37,461). This number has been steadily increasing since 2013 before its recent drop. The U.S. Secretary of Transportation Elaine L. Chao recognized this downward trend, but also expressed that there’s still work to be done to decrease roadside deaths significantly. Here’s what we can learn from recent accident data.
In choosing what auto insurance to purchase, you may be tempted to reduce your expenses by looking for an auto insurance with the lower amount of coverage or by raising your deductibles. While these two factors obviously affect car insurance costs, there are other considerations, some of which are not under your control, that can impact the price of auto insurance premiums.
You may end up going for an insurance policy with a built-in reduced premium for your motorcycle. This type of coverage includes a layoff period for the time your motorcycle is left in storage as part of the premium. However, it can feel expensive to pay full coverage even during the offseason. But with this setup, you won’t have to think or worry about your coverage whenever the weather changes. You’ll be able to ride your bike whenever the weather permits.
Drivewise: Allstate rewards you with up to a 3% discount just for using its Drivewise app, which analyzes your speed and braking behavior, as well as what time of day you drive. You can earn an additional 15% back after your first 50 trips and every six months you drive safely afterward, and earn rewards points toward shopping discounts. Even non-customers can sign up for the rewards points program, but it’s not available in every state.
Third-party liability coverage pays damages you cause to others in a covered loss — up to the policy’s limits.  When selecting those limits, it’s important to know the value of assets you want to protect.  Add up the value of everything you own: your primary and vacation homes, savings and investments, cars and recreational vehicles, and any collectibles. Ideally, choose liability limits that are high enough to protect the total value of these assets. 

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Automobile insurance provided by United Services Automobile Association, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, based San Antonio, TX; USAA Limited (UK) and USAA S.A. (Europe), and is available only to persons eligible for P&C group membership. Each company has sole financial responsibility for its own products.

Gauntlet – These gloves are known for providing the best protection for your hands and wrists. They have a thick reinforcement that defends your hands from impact and scratches. They come in a variety of materials. Some high-end models may have kevlar fiber fabric or carbon fiber armor. Because of their girth, however, it might be a challenge to adapt to driving with them if you’re used to thin gloves or to not using any glove at all.

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