Your standard Safeco Car Insurance policy provides essential liability protection and other coverages required by law. It includes coverage if your car is involved in an accident while being driven by you or someone else. To enhance your policy with extra protection for damage, emergencies, repairs, and personal property, you can choose additional coverage options. Your local independent agent can offer personal advice about product availability in your area and how much coverage is right for you.
The Mexican government requires that tourists get auto liability insurance from a Mexico-based insurance company. Although your USAA auto policy may provide limited coverage for any loss or damage that occurs within a certain distance from the U.S.-Mexico border (check your policy for details), it doesn't provide the insurance legally required for travel in Mexico.
In the states with no-fault insurance, insured drivers are typically paid for medical expenses by their own insurers, regardless of who caused the accident. Nonetheless, BI liability coverage is still required in no-fault states because if injuries are bad, the at-fault driver may be sued by the injured party. If that happens, your BI coverage can help cover your liability expenses.
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