Car insurance requirements vary by state. In most states, you are required to have both bodily injury and property damage liability insurance. Some states require coverage to help pay hospital bills and medical expenses for you and your passengers related to injuries from a car accident, no matter who is at fault. Some states require that you protect yourself from uninsured or underinsured motorists. Ask your local independent agent for personal advice about making sure you’re adequately covered.
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One of the interesting contrasts we found was between teenaged and elderly drivers. According to the AAA Foundation of Traffic Safety’s 2014-2015 American Driving Survey, drivers aged 16-17 crashed their vehicles more than any of the other age groups. When it comes to fatal crashes, however, the same group is tied with drivers aged 80 and above. Both groups ranked higher than others in that category, as well.

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