In the U.S., there are only two states where you’re not legally required to carry auto insurance: New Hampshire and Virginia. This, however, doesn’t mean you shouldn’t buy a policy if you live there. Additionally, this means that if you do not have auto insurance in Illinois, you’re not only risking financial trouble but you may also face legal consequences.
Automobile insurance provided by United Services Automobile Association, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, based San Antonio, TX; USAA Limited (UK) and USAA S.A. (Europe), and is available only to persons eligible for P&C group membership. Each company has sole financial responsibility for its own products.
Cheapest Auto Insurance can access the policy offerings from over 30 of the top auto insurance companies in America. We’ll therefore be able to help you pinpoint the correct coverage options for your own needs. In addition to standard auto coverage, we offer non-owners, motorcycle, boat insurance, SR-22 options, high-risk coverage and more. Regardless of your driving history, we will get you coverage.
Illinois is still one of three states in the US that doesn’t enforce helmet-use among motorcyclists. It’s still an ongoing debate in the state, but using a helmet is highly encouraged because it can protect you from debilitating injuries. It’s also best for motorcycle riders to wear high-visibility clothing, especially when driving on busy highways.
Please note that this website provides only a summary of auto insurance, written to illustrate in general terms how auto insurance works. Your insurance policy is the legal contract that contains the terms and limitations of your coverage. You should carefully review the contents of your policy. All products and coverages are subject to availability and limitations. Whether an accident or other loss is covered is subject to the terms and conditions of your insurance policy.