When you’re constantly shifting the conditions of your motorcycle insurance policy, there’s a risk that your bike won’t have proper coverage at the appropriate times. Set reminders for yourself on the type of coverage your motorcycle has at any given moment. Make sure coverage is added back on before you take it out for a spin. Otherwise, you’re leaving yourself vulnerable to large deductibles and other risks when you’re operating an uninsured vehicle.

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Illinois is still one of three states in the US that doesn’t enforce helmet-use among motorcyclists. It’s still an ongoing debate in the state, but using a helmet is highly encouraged because it can protect you from debilitating injuries. It’s also best for motorcycle riders to wear high-visibility clothing, especially when driving on busy highways.
This coverage reimburses you for the cost of your rental car if your insured vehicle is in the shop or is unavailable due to an accident. You need to have comprehensive and collision on your policy in order to add rental car coverage. In certain states, Esurance offers CarMatch Rental Coverage®, which covers the rental cost of a vehicle comparable in size and body type to your regular ride.
This coverage reimburses you for the cost of your rental car if your insured vehicle is in the shop or is unavailable due to an accident. You need to have comprehensive and collision on your policy in order to add rental car coverage. In certain states, Esurance offers CarMatch Rental Coverage®, which covers the rental cost of a vehicle comparable in size and body type to your regular ride.
As an independent agency, we combine products provided by most respected insurance providers into custom packages that meet your personal or business needs. When you request a quote, we work hard to find discounts that apply to you. Such as multi-car discount if you insure multiple cars with us for example. Our goal is to always to give you the coverage you need at the lowest price possible in Dallas, Austin, Houston, El Paso, Amarillo, Tyler, Longview, San Antonio, Waco, Abilene, Corpus Christi, Midland and Odessa or anywhere else in Texas!
Advertisement produced on behalf of the following specific insurers and seeking to obtain business for insurance underwritten by Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company, Civic Property and Casualty Company, Exact Property and Casualty Company, Neighborhood Spirit Property and Casualty Company, Farmers Insurance Company of Washington (Bellevue, WA) or affiliates. In TX: insurance is underwritten by Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company, Farmers Texas County Mutual Insurance Company, Mid-Century Insurance Company of Texas or Texas Farmers Insurance Company. In NY: insurance is underwritten by Farmers Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company or Farmers New Century Insurance Company. Home office, Los Angeles, CA.
Meeting the minimum car insurance requirements does not mean you’re adequately insured. In fact, insurers will see this as being underinsured. In Illinois for example, a $20,000 property damage liability coverage isn’t enough if you collide with a high-end vehicle. The repairs alone will quickly eat up your coverage. After it’s all used up, you’ll have to pay out-of-pocket.
Each of following insurers who transact business in California are domiciled in California and have their principal place of business in Los Angeles, CA: Farmers Insurance Exchange (#R 201), Fire Insurance Exchange (#1267-4), Truck Insurance Exchange (#1199-9), Mid-Century Insurance Company (#1428-2), Civic Property and Casualty Company (#4241-6), Exact Property and Casualty Company (#4240-8), Neighborhood Spirit Property and Casualty Company (#4242-4).

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

When you’re constantly shifting the conditions of your motorcycle insurance policy, there’s a risk that your bike won’t have proper coverage at the appropriate times. Set reminders for yourself on the type of coverage your motorcycle has at any given moment. Make sure coverage is added back on before you take it out for a spin. Otherwise, you’re leaving yourself vulnerable to large deductibles and other risks when you’re operating an uninsured vehicle.
A durable jacket and pair of pants are a no-brainer when you’re shopping for gear, but you should never overlook the importance of elbow and knee pads. A lightweight pair of guards with protective shells and foam pads is enough to keep you safe on the road without feeling bulky. If you have the extra cash, get yourself some back armor as well so you’re protected from head to toe.
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